Effective Date: 4th March 2026

Welcome to IrúgbìnHub! By using this website (the “Site”), you agree to the following terms. Please read them carefully.

1. Use of the Site

You may use the Site for lawful purposes and in accordance with these Terms.
You agree not to:
* Violate laws or third-party rights
* Post harmful, abusive, or fraudulent content

2. Account Responsibility

If you create an account, you’re responsible for keeping your login details secure and ensuring all information is accurate.

3. Purchases & Payments

* All prices are in Nigerian Naira (₦) unless stated.
* You agree to pay all charges for products you order.
* Orders may be canceled or delayed due to stock issues or errors.

4. Shipping & Delivery

Shipping times are estimates and may vary. Additional terms may apply depending on your location.

5. Returns & Refunds

* Return policies are governed by our Returns page.
* Refunds are issued according to that policy.

6. Intellectual Property

All content on this site (text, images, branding) belongs to IrúgbìnHub or our partners and cannot be used without permission.

7. Disclaimers & Limitations

* The Site is provided “as is.”
* We are not liable for indirect losses beyond purchase value.

8. Changes to Terms

We may update these Terms. Continued use of the Site means you accept changes.

9. Contact

Questions about these Terms? Contact us at:
📧 support@irugbinhub.ng | 📞 09166211960